⚡ New — Pay anyone without an account

Split anything. Pay anyone.
Stay friends.

The fastest way to split bills, send payment links, and settle up — right through the apps you already use.

Get Splivo — free See how it works
PAY VIA
Venmo
Cash App
Zelle
PayPal
Crypto

Under-60-second splits

Bill arrives. Camera scan. Tap avatars. Done before the card clears.

🔗

Web pay links for non-users

Send anyone a pay link. They pay you via Venmo, Cash App, Zelle, PayPal, or crypto — no download required.

🧠

Auto-detects shared charges PRO

Plaid spots restaurant splits, shared subscriptions, and rent charges — and suggests who to split with.

📸

Receipt scan + items

OCR picks the line items. Tap who ordered what. Splivo does the math.

✈️

Trip mode

Multi-currency with live rates. Per-day budget. Timezone-aware traveler detection.

🧾

Invoices NEW

Send clean PDF invoices for side-hustles and freelance work — paid through the same rails.

"Splivo does the math; your apps move the money. Your money stays on the rails you already trust."
— OUR PRODUCT PROMISE

Three taps and you're done.

STEP 1
Scan the receipt
OCR pulls every line item. Tap who ordered what, or split equally.
STEP 2
Pick payment methods
Venmo, Cash App, Zelle, PayPal, or crypto. Anyone can pay without downloading a thing.
STEP 3
Send the link
They tap, they pay, you see the settlement. No awkward follow-up texts.

Stop doing the math.

Free to download. Free to use. Pro unlocks auto-detection, invoices, budget goals, and more.

Download Splivo